Skip links



$20,000 to $250,000 For Your Business

*Currently available in only 30 states. See below for eligibility.*

Have Questions?
Give us a call at (813) 820-1518


It Doesn't Have To Be Complicated

For Small business owners and Entrepreneurs, Purcell Capital is now offering business term loans with monthly payments and flexible requirements.

Terms range from 2 to 10 years, with no credit score minimums, and funding is available within 24 hours.  Let our unsecured business loans help your business grow. Whether you’re looking to expand, purchase inventory, hire more employees, or refinance existing debt, a Purcell Capital business term loan is an excellent solution.

Our term loan program is eligible for any business time (the only exclusion is non-profit businesses) and there are early payment discounts.

Within 24 hours, you can be approved with minimal documentation and receive funding the same day!

States Where the Program is Offered

□  Alabama
□  Arizona
□  California
□  District of Columbia
□  Delaware
□  Hawaii

□  Iowa
□  Idaho
□  Illinois
□  Indiana
□  Kansas
□  Kentucky

□  Louisiana
□  Maryland
□  Maine
□  Mississippi
□  Missouri
□  Nebraska

□  Nebraska
□  New Jersey
□  New Mexico
□  North Carolina
□  Ohio
□  Oregon

□  South Carolina
□  Utah
□  Virginia
□  Washington
□  Wisconsin
□  Wyoming

Purcell Capital Small Business Term Loan

General Requirements and Application Process:

 Funding Available: $20,000 to $250,000
✔ Time in Business: 3 Months
✔  Annual Revenue: $240,000 ($20,000 a month)
✔  Business Industries: No Restrictions (only for-profit businesses)
✔  Credit Score: No Minimum Score
✔  Ownership: Only 25% Required
✔  Application Process: Online and a phone call with an analyst
✔  Funding Documents: Driver’s License, Voided Check, Business Bank Statements
✔  State Eligibility: Only 30 states (see below for details)

Benefits and Characteristics

✔   Monthly ACH Payments
✔   Long Terms (up to 10 years)
✔   No Pre-Payment Penalties
✔   Funds can be used for ay purpose
✔   Build your business credit history
✔   Receive Funds in 24 Hours
✔   Consolidate Existing Debt

How To Apply for a Business Term Loan with Purcell Capital?

Step 1. Apply

Complete the business loan application form in 1 minute.

Step 2. Analyst Phone Call

Receive a phone call from an analyst to discuss your offer.

Step 3. Provide Documents

Provide bank statements, a voided check, and a copy of identification.

Step 4. Receive Funds

Accept your offer, sign your loan agreement and receive funds!

Get approved for a low rate, unsecured business loan!

Purcell Capital’s Business Term Loans Features

Take a look at some of the features that our term loan program has for you:

□  Low, monthly payments
  Terms up to 10 Years
  Quick Loan Approval Process
  All Credit Scores Accepted
  Minimal documentation

What documents are required to apply and receive a business term loan?

  3 months of business bank statements
  Loan Application
  Voided Check

What are Unsecured Business Term Loans?

An unsecured business loan is a funding solution that does not require collateral or hard assets. Instead, factors such as your monthly revenue, bank balance, and credit score are reviewed. Since this is a non-bank financing product, the approval guidelines are a lot more flexible.

What types of businesses can qualify?

We will review any business term loan requests for any “for-profit” business that has at least 3 months of operation and and active business checking account.

When banks say no, we say yes!

One you fill out the Business Term Loan Application, an analyst will call you the same day to discuss possible pre-qualification terms.

Our programs are a better alternative to bank loans, because we require minimal documentation and approve much more quickly.

With an unsecured business term loan from Purcell Capital, you can access up to $250,000 in working capital for any business purpose. Banks typically have very strict requirements, require extensive paperwork, and can take weeks (or sometimes even months) to approve. With Purcell Capital, we make business lending simple.

See why Purcell Capital’s

Unsecured business loans are a better alternative.

✔  Even with bad credit, you can qualify for a monthly payment loan with long terms.

✔  If you have existing debt with daily or weekly payments, you can refinance these loans and improve your monthly cashflow.

Other types of Unsecured business loans

Startup Business Loan

Merchant Cash advance

Business Term Loans Frequently Asked Questions

Here are the answers to the frequently asked questions about unsecured business loans and business term loans.

A. It is a type of loan that requires no collateral and lends against the cash flow of your business.

A. A business term loan, also known as traditional business loan, is a lump sum of capital that you pay back in regular installments at a fixed interest rate, over a period of 1 to 5 years.

A. A line of credit (LOC ) is a financial product with a preset borrowing limit that can be used at any time. The borrower can withdraw funds out as needed without going over the limit. as money is repaid, it can be borrowed again

A. A merchant cash advance (or “MCA”) is an advance against future credit or debit card sales. This type of business financing is mainly for businesses whose revenue comes primarily from credit and debit card sales, such as restaurants or retail shops.

A. A fixed-rate term loan, also called just a term loan, is a type of loan where the interest rate stays the same for the loan’s entire term.

A. If you don’t have the assets to secure a business loan, an unsecured business loan may be your only option. You can get an unsecured business loan with PurcellCapital, just send us the last three month of business bank statements and fill out an online application. We will reply within 24 hours.

A. If your loan goes into full default, it means that your business credit score can be damaged. This can severely affect your ability to receive credit in the near future. If you’re in danger of defaulting, please contact us in hopes of working out a repayment plan.

A. Having a bad business credit score can be a great obstacle to receiving business funding. The first thing you should do is try to fix your business credit. While you fix your credit, you could either apply for a short-term secured loan. PurcellCapital has options for every situation, contact us and we will do our best to help you.

A. With PurcellCapital, you could get approved within 24 to 48 hours and get the funds in 1 – 3 business days.

A. Having a bad business credit score can be a great obstacle to receiving business funding. The first thing you should do is try to fix your business credit. While you fix your credit, you could either apply for a short-term secured loan. PurcellCapital has options for every situation, contact us and we will do our best to help you.